6. Bank of America® Customized Cash Rewards Credit Card
- Cashback Structure: Earn 3% cash back in the category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement/furnishings) and 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and 1% on all other purchases.
- Sign-Up Bonus: $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening.