5. CosmosDirekt
Overview: CosmosDirekt is a well-established insurance provider in Germany, offering a wide range of insurance products, including liability insurance. It is popular among expats due to its multilingual support and efficient claims processing.
Key Features:
- Coverage Limit: Up to €5 million.
- Claims Processing: Fast and efficient.
- Cost: Typically under €50 per year.
- Multilingual Support: Available in several languages, including English.
Pros:
- Comprehensive customer support.
- Fast claims processing.
- Affordable premiums.
Cons:
- Lower coverage limit compared to some competitors.
- Limited additional coverage options.
Customer Reviews: CosmosDirekt has received numerous awards for its products and services, with high customer satisfaction ratings for its affordability and efficient service​​.