Determine the appropriate coverage amount based on your financial obligations, including mortgage payments, outstanding debts, education expenses, and future income needs.
Duration of Coverage
Consider the length of coverage you require to protect your loved ones adequately. Evaluate your financial goals and obligations to determine the optimal policy duration.
Premium Affordability
Assess your budget and financial stability to determine the premium amount you can comfortably afford. Choose a policy with premiums that fit within your budgetary constraints.
Additional Features
Explore optional riders and add-ons, such as accelerated death benefits, waiver of premium, and accidental death coverage, to customize your policy based on your unique needs.
