Post office scheme: You can start investing with just 1000 rupees and receive money every month. Get all the details about this scheme here.
Post office scheme: In accordance with the post office scheme, an account can be canceled after five years from the date of opening by sending the relevant post department the required application form and the passbook. The account may be closed and the funds transferred to the nominee in the event that the account holder passes away before maturity.
Also read માત્ર જન્મ તારીખ નાખી તમારી સંપૂર્ણ ઉંમર જાણો ઓનલાઇન⤵️
Post Office Monthly Income Scheme.
The post office offers numerous savings plans with long-term investment benefits. The Post Office Monthly Income Scheme is one such program that pays you a monthly income. You can start investing in this scheme with as little as ₹1,000. You can open an account at the closest post office to do that. Allow me to discuss the advantages of this post office monthly income plan.
Also read 🌎 જમીન પ્લોટની માપણી કરો તમારી જાતે તમારા સ્માર્ટ ફોનથી એકદમ સરળ રીતે
1000 can be invested from Rs.
A minimum of 1000 rupees can be invested in this post office initiative. Nine lakh rupees is the most that can be invested. The maximum amount you can put into a joint account is Rs 15 lakh. In a shared account, each account holder will have an equal portion.
How much interest rate will you get?
At present, this monthly income plan provides an annual interest rate of 8.2% on the deposited cash. After one month from the account opening date, interest is paid. No further interest will be accrued on the outstanding balance if the account holder fails to claim the interest each month.
Also read 🚘Mparivahan : માત્ર ગાડી નંબર નાખી જાણો તે માલિકની માહિતી
How can interest amount be withdrawn?
Only Post Office Savings Accounts will be eligible for interest from the date of account opening to the date of withdrawal. Interest can be withdrawn by auto credit in the same post office or savings account, according to the post office’s official website. Income received from this scheme is subject to income tax.
પોસ્ટ ઓફિસમાંથી દર મહિને 9000 રૂપિયા કમાવવા માટે કેટલું ફંડ જમા કરવું, Monthly Income યોજનાના શું છે નિયમો
પોસ્ટ ઓફિસ ની યોજના : દર મહિને મળશે 20,000 હજાર રૂપિયા… જાણો આ સ્કીમ વિશે : અહીં ક્લિક કરો
When and how the account is closed.
After five years have passed since the account was opened, it can be closed by sending the required application form and passbook to the relevant Post Office under the Post Office Monthly Income heading. The account may be closed and the funds transferred to the nominee in the event that the account holder passes away before maturity. Two percent of the initial opening balance is subtracted if the account is closed within the first year but before the third.