Pradhanmantri Jan Dhan yojana 2023


The government releases a number of schemes to help a large number of people. The government implements numerous programs for the impoverished because there are a lot of them in our nation. The digital age has arrived, and in this era, people use the internet to conduct financial transactions as well. In that instance, you cannot make an online payment if you do not have a bank account.


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In that case, the government has introduced a scheme to allow low-income individuals to open bank accounts with no balance. The Pradhan Mantri Jan Dhan Yojana is the name of this program. Under this scheme, you can open an account for free, receive a debit card, and do it without having to pay anything.

Over 46 crore people have opened bank accounts since the Pradhan Mantri Jandhan Yojana’s inception. The government’s commitment is crucial because it gives the underprivileged a means of managing their finances. Sending money to their families in the villages to save them from usurers’ clutches is a tremendous endeavor.

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On Independence Day of 2014, Prime Minister Narendra Modi revealed this plan in his Rashtra Jog speech. This, according to the prime minister, is the largest step toward releasing the impoverished from the grip of usurers. This programme is greatly helping thousands of families.

Pradhanmantri Jan Dhan yojana:

purpose of yojana : The main objective for bringing this scheme is that poor people get financial facilities like debit card, banking services, pension, insurance, check deposit.

Eligibility for opening an account : 10 year above any indian person.


Interest on deposited money

An accident insurance cover of one lakh rupees.

No minimum balance is required but debit cards are available.

Insurance cover of Rs 30 thousand.

Money can be transferred anywhere in India.

Direct benefit of any government scheme can be availed through this account.

ગુજરાતી મા માહિતી વાંચવા માટે – અહીં ક્લિક કરો 

This benefit is available to all public sector and nationalized banks. Get in touch with the closest bank if you wish to open an account as well.


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